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C 3
1 Ͳ ʲ IJҲ ϲȪ 4
1.1 4
1.2 7
1.2.1 Ҳ 7
1.2.2 Ҳ - 8
1.2.3 9
1.2.4 . 11
1.2.5 13
1.3 17
1.3.1 Ͳ 17
1.3.2 Ҳ 18
1.3.3 Ͳ ز 21
2 Ҳ ʲ Ͳ 25
30
33

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1. eCommerce World. 2000. 10. . 4344.
2. Cohen B. J. Electronic Money: New Day or False Dawn? International Studies Asso-ciation Working Papers. 2000. March.
3. Directive of the European Parliament and of the Council 2000/46/EC of 18.09.2000 On the taking up, pursuit of and prudential supervision of the business of electronic money institutions (OJ L 275, 27.10.2000).
4. Issing O. New Technologies in Payments A Challenge to Monetary Policy. Euro-pean Central Bank. Press Division. 2000.
5. Weatherford J. The History of Money. N.Y. Three Rivers Press. 1997. P. 245246.
6. .. . . -.: , 1994. 62-63.
7. p. // II. - p . // . / p. p .. - .: -, 1996. - . 208.
8. . - . ., 2000.
9. , 1997. - 3;4.
10. p .. p // . - .: , 1994. - . 170.
11. .. , , ( ).
12. . ., 1990.
13. i p. - 1997. - 3.
14. . : -? // eCommerce World, 2001, 01.
15. p .. p p. // - . - p: p , 1995. - 2- . - . 342.
16. .., p .. (p p). // - . - .: , 1997. - . 214.
17. - . . 1. .: , 2002.
18. .. : p . p -. . - .: , 1996. - .432.
19. / : . . . , . . . , 1994.
20. .. : . . - .: , , 1998.
21. -: 29 2001 . 135 // . 2001. - N20/1 (435/1) 14 .
22. .. Internet - , 2000.
23. : // p. p. .. - .: . 1997. - . 336.
24. Գ . ϳ .. .. -.: -, -1995.
25. : . -: , 1996.
26. . , - . - , 1994.
27. . . - ., 1994.

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28. " ".
29. " - , 2 1996 .
30. ̳ " -" 10.09.97 .
31. " - " 2 1995 .

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  • 3 4 1. 4 2. 10 3. 13 19 20 ˳: 21


  • 2 1. ꅅ...3 2. 5 3. ㅅ.15 4. 腅18 4.1. .18 4.2 腅30 腅.38 ...39


  • 2 1. ꅅ...3 2. 5 3. ㅅ.15 4. 腅18 4.1. .18 4.2 腅30 腅.38 ...39


  • 1. 3 2. 4 3. 7 I I 9 I I - 11 I I 12 14 ˳ 18


  • . 3 1. 5 1.1 5 1.2 8 2. 11 2.1 11 2.2 28 2.3 34 2.4 44


  • 4 IJ 1. Ҳ² Ҳ 6 1.1. ̲ 6 1.2. 8 1.3. Ҳ 9 1.3.1. , Ͳֲ Ҳ ʲ 9 1.3.2. Ҳ ʲ 11 1.3.3. Ͳֲ Ҳ ʲ 15 1.3.4. Ҳ ʲ 18 1.4. Ҳ ʲ 21 1.4.1. Ҳ 21 1.4.2. Ҳ - 22 1.4.3. 24 1.4.4. 27 1.4.5. Ҳ 30 1.4.6. ² () 31 IJ 2. Ͳֲ Ҳ ʲ ϲȪ IJ Ͳ 33 2.1. ̲ Ͳֲ Ͳ 33 2.2. Ҳ Ͳֲ Ҳ ʲ Ͳ 46 2.3. Ҳ ʲ 47 2.3.1. в 48 2.3.2. 49 2.3.3. ˲ ֲ 51 IJ 3. Ҳ ʲ Ҳ 58 65 67 71


  • 4 IJ 1. Ҳ² Ҳ 6 1.1. ̲ 6 1.2. 8 1.3. Ҳ 9 1.3.1. , Ͳֲ Ҳ ʲ 9 1.3.2. Ҳ ʲ 11 1.3.3. Ͳֲ Ҳ ʲ 15 1.3.4. Ҳ ʲ 18 1.4. Ҳ ʲ 21 1.4.1. Ҳ 21 1.4.2. Ҳ - 22 1.4.3. 24 1.4.4. 27 1.4.5. Ҳ 30 1.4.6. ² () 31 IJ 2. Ͳֲ Ҳ ʲ ϲȪ IJ Ͳ 33 2.1. ̲ Ͳֲ Ͳ 33 2.2. Ҳ Ͳֲ Ҳ ʲ Ͳ 46 2.3. Ҳ ʲ 47 2.3.1. в 48 2.3.2. 49 2.3.3. ˲ ֲ 51 IJ 3. Ҳ ʲ Ҳ 58 65 67 71

  • .
    1. 3 2. , 9 3. 13 4. 17 ˲ 20

  • . .
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C 0.017990
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